Built around your revenue

International bankingthat starts at checkout.

Global payment acceptance, international accounts, transfers, and cards. Everything stays connected from the moment your customer pays.

Private beta. Early access by invite.

Banking from the first payment

Most business banking starts after you get paid. Trepzy starts before.

Accept customer payments through checkout, receive transfers, and keep the money connected to the same Trepzy experience you use to hold, move, convert and spend.

  • Customer revenueOnline checkout for credit cards, PIX and supported local payment methods.
  • Banking inflowsReceive money through supported local and international bank rails.
  • One financial experienceKeep available money connected as you hold, convert, move and spend.

Who it's for

Built for businesses that live on the internet.

Built for SaaS, AI, software, marketplaces and service businesses entering new markets, or already operating across them.

Built around how revenue moves

Start with the customer. Build the financial operation.

Begin with checkout, an international account or both. Trepzy connects the capabilities your business needs as it starts selling, connects revenue and operates across markets.

  1. 01Start sellingWin your first customers beyond your home market.
  2. 02Connect revenueKeep the financial context after every sale.
  3. 03Run the businessUse the money your business has earned.

Local payments

Sell across borders.Let customers pay like locals.

Use one Trepzy integration to offer the cards, wallets and local payment methods supported for each market and transaction.

Explore checkout
  • São Paulo, Brazil

    Brazil

    São Paulo
    How they pay
    PIX
    Last payment
    R$ 4.320,00
  • Berlin, Germany

    Germany

    Berlin
    How they pay
    SEPA Direct Debit
    Last payment
    EUR 890,00
  • Tokyo, Japan

    Japan

    Tokyo
    How they pay
    JCB •••• 8801
    Last payment
    ¥ 96,400

Checkout

Your banking starts when your customer pays.

Accept credit cards, wallets and local payment methods through an online checkout built for businesses selling across markets.

Founder working in her studio
Estúdio MarinaSão Paulo → sells to 14 markets · paid in 9 currencies
  • Use one Trepzy integration to present the methods and currencies available in each supported market. Authorization, authentication, capture, refund and dispute events stay attached to the same payment record.

    Checkout
    Show the payment methods available for the buyer's market and transaction currency.
    Protection
    Apply fraud rules and 3DS before capture, then retain the result with the payment.
    After payment
    Track refunds, chargebacks and disputes without moving the record into a separate system.

Billing

Built for how internet businessesactually charge.

Subscriptions, usage, hybrid plans and invoices stay connected to the checkout and financial records behind the revenue.

  • Subscriptions

    Plans, seats and trials that change mid-cycle, proration included.

    Pro · 24 seats

    US$ 2,880.00 / mo

    Renews Feb 12

  • Usage & credits

    Usage and credits billed the moment they are consumed.

    1.24M tokens

    US$ 480.20

    Metered · this cycle

  • Hybrid billing

    Combine a base subscription, usage and credits in the same plan.

    Base + usage

    US$ 18,400.00

    One invoice

  • Invoices

    Invoice clients in their currency and settle in the one you keep.

    INV-2291

    EUR 4,800.00

    Due in 14 days

Banking

Your internationalbusiness account.

Receive revenue, manage balances, exchange currencies, send transfers and spend across markets from one Trepzy experience.

Overview
Illustrative dataAsk Trepzy AISearch

Available balance

UPDATED JUST NOW
$742,680.40+ 12.4% this month
SendDepositExchangeTransfer
USD$518,420.20EUR€142,860.00BRLR$384,200.00

Accounts

3 ACTIVE
USDOperating accountPrimary · Available$518,420.20
EUREuro accountSEPA enabled€142,860.00
BRLLocal accountPIX enabledR$384,200.00
GLOBAL ACCOUNTSReceive in local currenciesLocal details for USD, EUR and BRL, connected to one balance.View accounts

Cash flow

LAST 8 WEEKS
INFLOW$486.2KOUTFLOW$297.8K
W1W2W3W4W5W6W7W8

Recent movements

5 transactions today
See all
Checkout · US customerCard payment · today+$42,840.00
PIX settlement · BrazilCheckout revenue · today+R$96,200.00
Wire received · UKFaster Payments · today+£18,400.00
Converted to EURUSD → EUR at 1.0842 · yesterday−€24,000.00
Trepzy Card · AWSBusiness spend · yesterday−$8,240.00

After checkout

Your revenue shouldn'tstop at a payout.

Most payment platforms end the relationship at settlement. Trepzy lets available revenue continue into the financial experience you use to hold, convert, move and spend your business money.

Founder preparing an international customer order in her studio

Checkout revenue

Ready to pay out · Feb 2

US$ 8,420.00

Gross volume
US$ 9,120.00
Trepzy fees
− US$ 520.00
Tax handled
− US$ 180.00

Available revenue

one explicit action
inside Trepzy

Founder operating her business from an airport lounge

Trepzy account

Trepzy account balance

US$ 42,845.20

Available from checkout
+ US$ 8,420.00
Converted to BRL · PIX
US$ 5,894.00
Held in USD
US$ 2,526.00

Available checkout revenue moves into the account through an explicit transfer. The experience stays inside Trepzy, while the underlying account and regulated money movement are provided through the applicable financial partners. The account can also be used independently.

Trepzy Card

Spend the revenueyour business earns.

Use Trepzy Card from your available account balance for business spending around the world, wherever supported.

  1. 01
    Issued in seconds

    Virtual and ready to use right away.

    Visa · Mastercard
  2. 02
    Spends from your Trepzy account

    Add it to Apple Pay and spend from your available balance in local currency.

    150+ countries
  3. 03
    A card for every team

    Create a virtual card for each department, budget or project.

    By area
  4. 04
    A card for every collaborator

    Keep company spending separated, organized and easy to follow.

    By person

Issue virtual cards for yourself or your team and manage spending from the same account experience. Availability and supported countries depend on the applicable card program.

Person walking down a street at night
9:01Trepzy Card
Add to Apple Wallet

Spends from your balance

US$ 42,845.20

  • ShibuyaTokyo · today¥ 4,200
  • MetroLisboa · yesterday€ 2,00
  • Hotel Casa BonayBarcelona · Mar 2€ 214,00

Go global

Expanding into your next market shouldn’t mean rebuilding your financial infrastructure.

Customer checkout, local payment methods, billing, tax, balances and money movement stay connected as your business enters each supported market.

NeedMarket by marketWith Trepzy
Payments & checkoutNew methods and integrationsLocalized checkout connected to your account
Pricing & billingNew currencies, plans and invoicesOne billing model across markets
Tax & legalRegistrations, filings and contractsTrepzy handles the sale as Merchant of Record when applicable
Support & disputesNew expectations and workflowsOne operational history
AccountingExports and manual reconciliationConnected records from sale to settlement
Financial operationsNew accounts and payout routesHold, convert, move and spend with Trepzy

Availability depends on the product, market, rail and applicable financial partner.

Introducing Trepzy AI

Understand what happened.Decide what to do next.

Trepzy AI connects checkout, revenue, balances, transfers, conversions, card activity and the business data you choose to bring in. It explains what changed and shows the evidence behind each answer.

Trepzy AIBusiness intelligenceConnected business data

How much revenue is settling this week?

US$ 82,140 is currently scheduled to become available.

Most of it comes from card checkout in the United States and PIX in Brazil. The current schedule is concentrated on Thursday, with three larger payments still inside their expected settlement window.

Scheduled
US$ 82,140
Card checkout
61%
PIX
27%
Needs review
3 payments

Review the settlement schedule

Open schedule

Built with AI?

Your product is live.Now make it a business.

Trepzy connects to the product you built, then becomes the layer that helps you sell, operate and evolve while you stay close to your customer.

  • GPT
  • Lovable
  • Replit
  • Claude Code
  • Cursor
  • And more
One prompt to connect
Sell
Your focus

Build for the customer.

Talk to users. Improve the product. Create the experience only you can create.

Trepzy's focus

Make the business work.

Checkout, subscriptions, accounts, money movement, business controls and the intelligence behind every next move.

Trepzy for Developers

Built to be API-first.

We are preparing REST APIs, SDKs, webhooks and agent tooling that connect checkout, billing, accounts and money movement to your product. During the private beta, documentation and test environments are released with each approved integration.

  • REST API
  • SDKs
  • Webhooks
  • CLI
  • Sandbox
  • Agent tooling
NodePythonGocheckout.ts
const checkout = await trepzy.checkout.sessions.create({
  amount: 4820,
  currency: "usd",
  customer: "cus_9Fj2",
  methods: ["card", "pix", "sepa"],
  tax: { mode: "merchant_of_record" }
})

// after revenue becomes available
const transfer = await trepzy.accounts.transfers.create({
  from: "checkout.available",
  to: "account.primary",
  amount: checkout.available_amount
})

Trust by design

Built for businessesthat move real money.

Trepzy pairs modern software with established financial partners, protected payment infrastructure and controls designed for serious operations.

  • Security by default

    Encryption in transit and at rest, scoped keys, and secrets that never live in your frontend.

  • Permissions and roles

    Who can move money, who can only look, and who has to approve, set per business.

  • Auditability

    Every payment, settlement and transfer leaves a record you can export and reconcile.

  • Regulated financial partners

    Accounts, cards and money movement run through established partners responsible for the underlying financial services.

  • Risk controls

    Fraud, dispute and velocity rules you can read, tune and turn off, not a black box.

  • Protected payment data

    Sensitive card data stays inside secure, tokenized payment components instead of passing through Trepzy systems.

Trepzy is a financial technology provider, not a bank. Accounts, cards and regulated money movement are provided through the applicable financial partners.

Straight answers

What teams ask before they buildand move money.

No hedging and no “contact sales for details.” If something is not available yet, we say so before you integrate.

Request an invite
Is Trepzy a bank?

No. Trepzy is a financial technology provider. Accounts, cards and regulated money movement are provided through the applicable financial partners.

What does “banking that starts at checkout” mean?

Most payment processors end at settlement and send your money to another financial institution. Trepzy connects online payment acceptance with the account and money-management experience you use after the sale, while the applicable regulated financial services are provided through Trepzy’s financial partners.

Can I use the account without using Trepzy Checkout?

Yes. Trepzy account and money-movement capabilities can be used independently from checkout, subject to availability and eligibility.

Can I accept credit cards with Trepzy?

Yes. Trepzy Checkout supports card acceptance and other supported local payment methods for eligible businesses and markets.

What is a Merchant of Record?

A Merchant of Record is the legal seller in a transaction. It takes responsibility for collecting the payment, handling applicable sales taxes, refunds and chargebacks, so you can sell in a market without building that operational layer yourself.

Which markets are live today?

It depends on the product and the rail. There is a published list, and we confirm it with you before you build.

Built for international business

Start where your business gets paid.

Accept customers, manage business money and operate across markets from one connected Trepzy experience.

Request early access to Trepzy. We’ll follow up with the next steps.